Aetna considers repair of a true incisional or ventral hernia medically necessary. Aetna considers abdominoplasty, suction lipectomy, or lipoabdominoplasty cosmetic.Click to see full answer. Also, does Aetna pay for cosmetic surgery?Aetna plans exclude coverage of cosmetic surgery that is not medically necessary, but generally provide coverage when the surgery is needed to improve the functioning of a body part or otherwise medically necessary even if the surgery also improves or changes the appearance of a portion of the body.Beside above, what does Aetna require for bariatric surgery? Aetna considers removal of a gastric band medically necessary when recommended by the member’s physician. Aetna considers surgery to correct complications from bariatric surgery medically necessary, such as obstruction, stricture, erosion, or band slippage. Besides, does Aetna insurance pay for weight loss surgery? Aetna doesn’t offer any individual health plan that covers bariatric surgery. Most Aetna group HMO and POS plans exclude coverage of surgical operations, procedures or treatment of obesity unless approved by Aetna.Will insurance cover a tummy tuck if I have a hernia?A: A hernia repair can be performed at the same time as a tummy tuck. Your plastic surgeon may be able to do both or may have the hernia repaired by a General Surgeon during the same procedure. The hernia portion of the surgery may even be covered by your health insurance.